From April 2027, significant changes to the inheritance tax treatment of pensions will change the way many people approach retirement and estate planning.
For many people, pensions have traditionally been one of the most tax-efficient ways of passing wealth to the next generation. The new rules will change that, bringing most unused pension funds into the scope of inheritance tax and prompting many individuals and families to rethink how they structure their retirement and succession plans.
If you have built up significant pension savings, are approaching or in retirement, or are thinking about how best to pass on your wealth, now is the time to understand what these changes could mean for you and what action you may wish to take.
Join our advisers as they explain what is changing, who is likely to be affected, and the planning opportunities available before the new rules take effect.
During this session, we’ll cover:
- What is changing from April 2027 and why it matters
- Who is most likely to be affected by the new rules
- How the changes could impact your retirement, beneficiaries and succession planning
- Why pensions may, in some circumstances, be subject to a combined tax charge of 67% or more
- Practical planning opportunities to help protect your wealth
- Actions you may wish to consider taking before the changes take effect
- Q&A with our advisers