Small businesses and partnerships will establish insurance policies to cover buildings, liabilities, etc. However, business owners often forget to consider the value of people in their businesses and fail to ensure against death or illness.

Partnership Assurance - Provides funds for the remaining partners to purchase a deceased partner's share of a business.

Shareholder Protection - Provides company shareholders with funds to purchase a deceased shareholder's share of a business.

Key Man Assurance - Provides a company with funds, should a person key to the success of the business die or be diagnosed with a qualifying serious illness.

Group Income Replacement Protection - Provides a company with funds to continue paying a salary should a valued employee be unable to work for a prolonged period of time, often due to illness or disability.